Retirement Calculators

Annuity Calculator

Secure your retirement income. Calculate the future value of your regular investments and estimate the steady stream of annuity payments you can rely on during your golden years.

Assumptions

Adjust values

Periodic contribution Annual return Years Payments per year Contribute at beginning of period? Yes

Future annuity value

$111,498.22

Total contributions

$72,000.00

Growth

$39,498.22

Periods

180

About this tool

Planning for a stress-free retirement? An annuity is a powerful financial product designed to provide a steady, guaranteed income stream when you stop working. This free Annuity Calculator helps you tackle both crucial phases of retirement planning: the accumulation phase (how your regular contributions grow over time) and the payout phase (how much monthly income you will actually receive). By entering your initial investment amount, regular contribution frequency, expected interest rate, and time period, this tool accurately forecasts the future value of your nest egg. Whether you are buying an annuity to ensure you never outlive your savings or evaluating a workplace pension plan, use this calculator to project your future payouts, explore different investment scenarios, and build a rock-solid foundation for your retirement.

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