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房屋净值计算器

贷款预审资格计算器

在向贷款机构正式申请之前,根据您的收入和当前的债务收入比 (DTI),估算您的潜在借款范围以及您可以预先获得多少额度的资格。

假设条件

调整数值

Estimated affordable home price

¥535,891.68

Estimated monthly housing budget

¥3,650.00

Estimated loan amount

¥460,891.68

Target DTI

36.0%

Down payment used ¥75,000.00
Monthly debts counted ¥850.00

This estimate uses a simplified affordability model and should be treated as planning guidance, not lender approval.